Lending
Good housekeeping: how technology is transforming the mortgage experience
When you think of innovative tech and seamless personalisation, the mortgage experience is probably not first to mind.
Retail mortgages
Consumers expect fast, convenient, and personalised mortgage solutions that suit their financial situations and goals. To succeed in this market, you need a flexible and agile lending solution that can help you launch products quickly, offer great customer experiences, and adapt to new opportunities.
Rethink the home buying experience
Purchase. Refinance. Differentiate.
Home purchase
Offer mortgages for buying a new or existing property. Tailor products to your customers’ financial situations and goals.
Home refinance
Introduce refinancing options with features such as lower interest rates, longer repayment terms and debt consolidation.
Home equity
Let customers borrow against the value of their property with features like interest-only payments, redraw and offset options.
Features you want, when you need them
Innovate with pre-built product configurations
Mambu gives you features and functionality to use as-is or build on.
In-loan servicing highlights
- Process loan repayment
- Reschedule loan
- Refinance loan
- Edit and customise repayment schedules and payment holiday
Account level highlights
- Create and define account terms
- Link deposit, down payment and fees
- Link transaction channels for flow of funds
- Link loan securities - guarantors and collateral assets
Product level highlights
- Define new product settings
- Set loan amounts and limits
- Set up interest rate and configure fees
- Create product link to deposit account for settlement
- Enable redraw and offset
- Enable securities
- Capture additional details using custom fields
Banking on success
Customer stories
“Mambu was the solution that best matched our cooperative culture and business objectives, as well as our future goals.”
40
credit unions
320,000
members
130
locations
“The immediate benefits of our new lending platform, powered by Mambu, are obvious in terms of improved efficiencies and better broker and borrower experiences.”
11 billion
portfolio under management (A$)
60K+
borrowers
25%
growth post-implementation
"Reaching these significant milestones in such a short time is a testament to the flexibility and scalability of the Mambu platform, making them the ideal partner for our growth."
1000+
customers
60 million+
in loans issued (GBP)
9-month
implementation
Seamless integration with world-class partners
Through open APIs, Mambu seamlessly integrates with market-leading software solutions supporting the full end-to-end loan life cycle from loan origination to collections.
Recommended reading
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