We work with banks and Mambu to configure, customise and brand these services to meet a bank’s requirements.
The 101 Digital solution complements Mambu and includes:
Retail and SME mobile apps that can be white-labeled
Integrations to ID, CRM, KYC, AML, fraud, cards, payments, loyalty and data lake platforms
Account statements and reconciliation
BaaS APIs
Open banking APIs
Sharia banking
Admin portal for platform
A/C Migration from legacy systems to Mambu
The Mambu and 101 Digital Partnership
To provide all the necessary end-to-end user journeys for a bank, Mambu integrates with other platforms such as identity management, EKYC, AML, fraud, payments, cards, analytics and reporting.
101 Digital’s Neobank SDK consists of over 150 APIs and Apps that are pre-integrated with Mambu to provide the necessary end-to-end banking user journeys including:
Banking as a Service (BaaS) APIs that turn Mambu into a BaaS platform
Open Banking APIs that enable account aggregation and payment initiation
Retail and SME mobile apps that can be white-labeled and branded to meet the bank’s needs
Customer onboarding including ID verification, KYC/KYB, AML checks
Account Opening / Origination for savings, term deposits, cards and loans
Loan Products including personal loans, cash advance, invoice finance and BNPL
Interbank, Intrabank Payments including scheduled payments, recurring payments and bulk payments
Payment and card reconciliation
Transaction repository including transaction history
Bank account statements including consolidated statements and individual statements
A comprehensive Admin Dashboard that that provides a complete 360-degree view of the customer. Bank admin staff are able to obtain a consolidated view of customers, accounts and transactions, account application statuses, KYC, AML and fraud check statuses, view documents submitted by customers during onboarding and bank account statements issued to customers.
Role Based Access Controls (RBAC) for all APIs, admin portal and maker / checker processes
The API packages included in the 101 Digital Neobank SDK include:
Account Management Services
Account Opening Workflows
Savings, Deposits, Loans, Cards and Crypto
Virtual Accounts and Wallets
Financial Profile, Transactions and PFM
Savings Goals Trackers
Payment Services
Interbank Payments
Intrabank Payments
Limits (daily and monthly)
Scheduled and Recurring Payments
Bulk Payments
Card Services
Card Payments
Card Statements
Virtual and Physical Cards
Workflow Services
Business Activity and Rule Management
Maker / Checker / Workflow Management
Support and Ticketing
Customer Services
Retail and SME Customer Management
Merchant and Customer Management
Lead and Invitation Management
Loyalty Services
Notifications
Identity Services
Digital Identity Management
Authentication and Authorisation
Role and Organisation Based Access Control
MFA, Step-Up, 3DS Authentication
Marketplace Services
Merchant Services
Product Catalog Services
Recommendation Services
Quotes, Invoices and Receipts
Open Banking Services
Product Information Services
Account Information Services
Payment Initiation Services
Sharia Banking Services
Our pricing model is based on (a) an upfront implementation cost and (b) ongoing subscription based on the selected capabilities.
